We aim to give you simple ways to move the finance process forward faster. You can use our secure Finance Application online to get started from home, helping you save time at the dealership and giving you a clearer path before you visit.

Another online finance tool available is the Value My Trade tool. Drivers interested in trading in a vehicle can utilize our Value My Trade tool to get a vehicle trade-in estimate! Drivers looking to start the loan approval process can get a jump on the process by filling out our online finance application.

If you are a recent graduate, the VW College Grad Bonus program is worth a look. The program lets eligible buyers receive a bonus toward select new Volkswagen models. That bonus can be applied toward a lease or purchase, helping lower your upfront cost or supporting your payment plan.

To qualify, you must be within 6 months of graduation or have graduated within the last 24 months from an accredited U.S. or Canadian school, and you need proof, such as a degree or transcript, plus school contact information.

That is helpful because it gives you a clear checklist before you apply. If you are starting a new job and trying to line up reliable transportation, this program can make the first step feel easier.

Our vehicle specials page is a practical tool if you want to shop by payment and current offers, rather than only by sticker price. Navigate our active New Vehicle Specials, including lease offers, buy-for pricing, Volkswagen credits, dealer discounts, due-at-signing amounts, and expiration dates. That makes it easier to compare offers side by side before you contact the store.

If you are shopping pre-owned, we also have a dedicated Pre-Owned Specials page. That gives you another path if your goal is a lower monthly payment or a lower upfront amount. New specials can help you get into a current model with incentives, while used specials can help you keep the budget tighter from day one. Both are worth checking before you submit your finance application.

Auto finance terms can sound technical at first, but they are easier to understand once you see them in plain language. This quick vocabulary guide gives you clear definitions for common words you may see during the financing process, so you can read your options with more confidence.

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip, incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturer's Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.

Knowing these terms helps you ask better questions and make smarter decisions when you finance a vehicle. Keep this list handy while you shop, and if you want help applying any of these terms to a real payment plan, our finance team can walk you through it.